BIC Binh An Suc Khoe

Insurance exclusively designed for individual customers of Credit Institutions who are currently enrolled in BIC Binh An and seeking more comprehensive health protection.

Outstanding advantages

Exclusively designed for customers enrolled in BIC Binh An at BIDV
05 flexible insurance plans
Comprehensive benefits: inpatient/outpatient, dental, and maternity
No health appraisal required
Top 10 most reputable non-life insurance companies in Vietnam

Product information

Product Information

- BIC Binh An Suc Khoe is an insurance solution exclusively designed for individual customers of Credit Institutions who are currently enrolled in BIC Binh An and seeking more comprehensive health protection.
 
- In addition to the insurance benefits for death and bodily disability due to accidents or diseases under BIC Binh An, this product expands medical care benefits in case the Insured person requires inpatient treatment or outpatient medical examination and treatment. Concurrently, the Insured person can also opt to participate in maternity insurance, which is paid by BIC in case of childbirth or maternity complications.
 
- Note:
+ The product is provided by BIC to customers currently participating in the BIC Binh An product subject to BIC's Comprehensive Personal Healthcare and Accident Insurance Rules.
+ The website only provides general information and basic contents of the product. Insurance benefits, scope of coverage, terms, conditions, and exclusions of insurance liability are specified in detail in the Insurance Contract / Certificate of Insurance issued by BIC.

Insured Persons

- Vietnamese citizens or foreigners legally residing in Vietnam.
- Age: From 18 to 65 years old at the inception date of the insurance period.
- The Insured person has at least 01 valid BIC Binh An Insurance Contract / Certificate of Insurance with a minimum sum insured of VND 100 million at the time of issuing BIC Binh An Health (this condition does not apply to cases of continuous renewal).
- The Insured person is not suffering from permanent disabilities of 50% or more; not suffering from mental illness or other diseases resulting in the inability to perceive and control their behavior.

Period of Insurance

01 year.

Benefits and Payout Limits

(Unit: VND)

Insurance Benefits

A

B

C

D

E

Geographical scope of coverage: Vietnam
Inpatient due to disease

30,000,000

50,000,000

100,000,000

150,000,000

220,000,000

 
- Pays medical expenses in cases of: Hospitalization (unlimited days/year); Surgery; Pre- and post-hospitalization expenses.
- Pays some other benefits, including: home care expenses, emergency transportation expenses.
Outpatient due to disease

3,000,000

5,000,000

10,000,000

15,000,000

20,000,000

 
- Pays medical expenses in case of medical examination and treatment (unlimited visits/year).
- Pays expenses for functional rehabilitation techniques and traditional medicine techniques up to 30 visits/year.
Dental

1,000,000

1,000,000

2,000,000

5,000,000

7,000,000

  Pays dental examination expenses with an unlimited number of visits/year, including scaling.
Maternity

Not applicable

10,000,000

20,000,000

30,000,000

40,000,000

 
- Pays benefits in case of normal delivery, cesarean section, and maternity complications.
- Customers can choose to participate/not participate in maternity benefits.

Waiting Period

Insurance Benefits

Waiting Period

1. Diseases listed in point 2.2.2, Article 2 of the Insurance Rules

365 days

2. Pre-existing diseases

365 days

3. Other diseases

30 days

4. Maternity

 

- Childbirth or death, permanent disability

365 days

- Maternity complications

280 days

5. Dental

30 days

Registration Dossier

- Customers declare information and sign fully on the "Insurance Request Form" of BIC.
- No health appraisal is required prior to joining the insurance; insurance is issued immediately upon the customer's completion of registration.
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