Outstanding advantages
Payout up to 20 billion VND
Maximum protection for the breadwinner
Diverse and flexible allowances
No prior health assessment required before enrollment
Easy enrollment at BIDV transaction offices nationwide
Product information
Product Information
- BIC Binh An is a dedicated insurance solution for individual customers of credit institutions, providing peace of mind against life and health risks for themselves and their family members. It offers a fast, transparent, and reliable financial solution—acting as a solid foundation for your family during difficult times.
- Notes:
+ Provided by BIC exclusively for credit institution customers.
+ The website only provides general information. Specific benefits, coverage, terms, and exclusions are detailed in the Insurance Contract/Certificate issued by BIC.
Insured Persons
- Individual customers of credit institutions and their relatives (spouse, biological parents, biological children).
- Vietnamese citizens or foreigners legally residing in Vietnam.
- Aged 18 to 70 at the start of the insurance term.
- The insured must not have a permanent disability of 50% or more, and must not suffer from mental illness or conditions causing a loss of cognitive/behavioral control.
Requested Period of Insurance
- Participation period: Flexible according to the customer's needs.
- Insurance period: Maximum of 01 year.
- Insurance period: Maximum of 01 year.
Benefits and Maximum Sum Insured
Accident:
1. Death, total permanent disability, or disappearance due to accident/natural disaster: 20 billion VND
2. Partial permanent disability due to accident: 8 billion VND
3. Accident hospitalization allowance: 1 million VND/day (max 30 days/year)
4. Accident medical expenses: 40 million VND
5. Temporary disability due to accident: 100 million VND
Non-Accident:
6. Death, total permanent disability due to special/epidemic diseases: 1 billion VND
7. Total permanent disability due to disease (excluding special/epidemic) or death from other causes: 1.6 billion VND
8. Disease hospitalization allowance: 500,000 VND/day (max 30 days/year)
6. Death, total permanent disability due to special/epidemic diseases: 1 billion VND
7. Total permanent disability due to disease (excluding special/epidemic) or death from other causes: 1.6 billion VND
8. Disease hospitalization allowance: 500,000 VND/day (max 30 days/year)
Other Allowances:
9. Comprehensive companion allowance: 200 million VND
10. Funeral allowance: 10 million VND
9. Comprehensive companion allowance: 200 million VND
10. Funeral allowance: 10 million VND
(Note: The exact sum insured depends on the selected benefit package).
Waiting Period
- Accidents: None (0 days).
- Special diseases: 60 days.
- Other cases: 45 days.
Application Dossier
- Customers fill out and sign BIC's "Insurance Request Form."
- No prior health assessment is required; coverage is issued immediately upon registration completion.
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